With Christmas just around the corner, it couldn’t be a better time for me to partner with Capital One Canada to share with you a few ways to achieve #MoneyMindfulness this season! With Credit Education Week starting today (November 13-16), Capital One and Credit Canada Debt Solutions are working together to provide Canadians with more tools to manage the stress that surrounds finances. And according to a recent survey they completed, “44% of Canadians believe their financial situation negatively impacts their mental health.” I can totally understand that, can’t you?

I was able to attend an event with Capital One the other week where we spent time specifically focusing on being more mindful. Although it was tough to do as a blogger, we were encouraged to put down our phones and go through several different activities which would help us achieve a state of mindfulness. The first “station” was a meditation exercise, where we wore headphones as well as a sort of contraption on our heads to measure our focus and ability to let go of distractions. My scores weren’t great, so it was definitely a wake-up call that I need to work on my mindfulness!

The second station was an exercise in discovery. We took an object (I had a strawberry!) and were guided through different ways of experiencing that object. Really focusing on the shape/feel, followed by the smell, followed by the taste/texture. I found this very enlightening because we were looking at something we all recognized and knew, and experienced it in an entirely new way. A great reminder to appreciate the little things in life.

The third station held a quiz on finances, a budget organizer tool, and a spin-the-wheel financial advisor! I was surprised, in particular, to see the amount of money I could save yearly by cutting out unnecessary daily expenses (like that vanilla latte I don’t really need!). Shocking to think that there are so many small things we can do to lower our financial stress, but we often don’t do them! Instead, we spend HOURS worrying about our finances (according to the same study I mentioned above, Canadians spend on average 7 hours a week!) rather than finding ways to manage debt that don’t completely cut out all of life’s joy.

Finally, we got to participate in a Joga class (yes, I spelled that right!) with Jana Webb who has an extremely inspiring story (be sure to check her out on Instagram here). Although it was a tough workout, it was a reminder that being mindful can take practice and a little bit of work. It’s not something that is going to come naturally to everyone (especially in a generation littered with electronics for every need!) but that doesn’t mean it isn’t important to have. Sometimes the hardest things in life are the most valuable!

I am very grateful to have parents who instilled in me the importance of paying off my credit cards immediately, and not allowing debt to pile up (as much as possible!) so I am able to proud to say that I am under 30 years old and have no debt! However, I know that is not the case for the majority of my generation, and people often have a difficult time talking about their financial situations. And if that’s you, you should know that Capital One Canada and Credit Canada have so many resources available to you to help you manage both day-to-day finances and talk through what’s causing you financial stress. Be sure to check out the links provided in this post for ways you can achieve a leg up on #MoneyMindfulness!

Sincerely,

Kristin xx


*This post sponsored by Capital One, however as always all opinions are my own*
**Big thanks to Dave Pereira for helping me capture these photos!**

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